Company introduction
About ACAP Investment Series Trust
We support clients from first enquiry through funding with a single, coordinated process across onboarding, review, and communication.
Each application follows defined credit steps, documented milestones, and practical underwriting checks, supported by our operations team.
Our Company
Loans offered
Core loan product families aligned to realistic financing needs.
Personal Loan
Our personal loan product is suited to borrowers seeking general-purpose financing with predictable monthly payments and a straightforward document list.
Open product pageBusiness Loan
Our business loan product supports established operators needing larger facilities for equipment, inventory, expansion, or short-term liquidity support.
Open product pageEmergency Fund
Our emergency fund product is built for time-sensitive needs where applicants require a compact process and smaller exposure size.
Open product pageEducation Loan
Our education loan supports tuition fees, books, academic equipment, and related educational expenses over longer repayment periods.
Open product pageAgricultural Loan
Our agricultural loan product supports seasonal working capital, equipment purchases, input financing, and farm expansion requirements.
Open product pageAsset Acquisition Loan
Our asset acquisition loan supports businesses and qualified professionals purchasing productive equipment, fleet, and operational infrastructure.
Open product pageHow it works
Four clear steps from product selection to decision.
Product Selection
Choose the loan product that matches your purpose, amount, and repayment profile.
Application Submission
Complete the application form and upload the required supporting documents.
Credit Assessment
Our credit team reviews affordability, documentation completeness, and risk factors.
Decision and Update
Receive a decision update and track next steps through your application timeline.
Payment planner
Loan repayment calculator
Estimates are illustrative and based on current product ranges.
Services
Services supporting applicants and internal credit operations.
Application Intake
Guided intake covering identity, income, loan purpose, collateral details, and supporting documents.
Credit Review Coordination
Coordinated underwriting review, document follow-up, approval notes, and final credit decisions.
Client Communications
Reliable communication for confirmations, review updates, required actions, and key milestones.
Portfolio Visibility
Case tracking and timeline records showing each stage from submission to final outcome.
Instruments
Financing instruments for different business and repayment structures.
Term Facility
A structured facility with a fixed tenor and scheduled repayments.
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Revolving Credit Line
Reusable working-capital access for businesses with changing cash needs.
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Trade Support Facility
Finance aligned to import cycles, supplier obligations, and inventory movement.
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Equipment Lease Support
Asset-backed finance for machinery, fleet, and productive equipment.
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Invoice Discounting Line
Advance funding against approved receivables to stabilize cashflow between billing and settlement.
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Bridge Finance Facility
Short-term bridging support while awaiting contract proceeds, asset sales, or structured refinancing.
Open instrument pageClient voices
What our clients say.
We needed short-term working capital before our holiday inventory arrived. Luna approved quickly and the repayment plan was clear from day one.
My equipment loan was straightforward and transparent. I could track every stage and knew exactly when documents were needed.
I used the education funding option for tuition support. The team explained the terms plainly and disbursement came on schedule.
Tracking updates reduced uncertainty for our team. Every stage was visible and response times were consistent.
From submission to approval, the process was predictable and professional. We could plan confidently around timelines.
Common questions
Frequently asked questions.
Most complete applications receive an initial decision within 24 to 72 hours, depending on product type and document readiness.
Yes. Once your application is created, you get a tracking code that shows stage-by-stage progress and latest review updates.
Typical requirements include proof of identity, recent income or business records, and documents tied to your loan purpose.
Yes. Early repayment is supported for most products. Any applicable terms are disclosed before you accept final offer details.
Yes. We provide structured options for personal obligations, business growth, education, agriculture, emergency needs, and asset purchases.
Configured markets
Regional market coverage currently enabled in onboarding.
North America
Europe
Asia
South America
Australia