Personal lending

Personal lending with clearer terms.

Our personal loan product is suited to borrowers seeking general-purpose financing with predictable monthly payments and a straightforward document list.

Client discussing Personal Loan with advisor

Personal financing profile

Personal Loan overview

Flexible personal credit for medical, relocation, and household planning needs.

Primary focus: affordability consistency, repayment discipline, and identity completeness.

Range$500.00 - $50,000.00
Tenor6 to 60 months

Typical fit

  • General-purpose financing for family, relocation, or household expenses
  • Moderate ticket sizes with fixed repayment structure
  • Built for salaried applicants and verified self-funded borrowers

Facility structure

  • Model: Fixed personal installment facility
  • Disbursement: Single disbursement after approval and acceptance.
  • Repayment: Equal monthly installments with pre-agreed maturity.

Personal review documents

Review checklist for personal loan.

Valid government-issued identification

Recent income evidence or bank activity

Clear statement of intended use of funds

Best-case applicant profile

Practical usage guidance

  • Use this when you need predictable monthly repayment on household or personal commitments.
  • Best suited where income history is stable and documentation is complete at submission.

Submission readiness

  • Stable monthly income trail
  • Current address and identity match
  • Clear purpose and realistic requested amount

Funding parameters

Configured limits and tenor.

The loan range and repayment term shown here reflect the latest product options available to customers.

Underwriting focus: Affordability ratio, income continuity, and current repayment behavior.

Range$500.00 - $50,000.00
Tenor6 to 60 months