Commercial lending

Commercial lending for business growth.

Our business loan product supports established operators needing larger facilities for equipment, inventory, expansion, or short-term liquidity support.

Client discussing Business Loan with advisor

Business financing profile

Business Loan overview

Working-capital and equipment finance for registered businesses that need room to operate.

Primary focus: operating cash cycle, business records quality, and repayment resilience.

Range$2,000.00 - $500,000.00
Tenor12 to 84 months

Typical fit

  • Designed for registered businesses and trading operators
  • Higher lending limits and longer tenor options
  • Collateral and business documentation can strengthen the file

Facility structure

  • Model: Commercial growth and working-capital facility
  • Disbursement: Single or staged release aligned to business use plan.
  • Repayment: Structured monthly repayment mapped to expected business cash cycle.

Commercial underwriting package

Review checklist for business loan.

Business registration or operating documentation

Management or shareholder identification

Trading records, statements, or management accounts

Best-case borrower profile

Practical usage guidance

  • Use this for stock purchases, expansion, and operating cash support tied to business activity.
  • Best suited for registered businesses with turnover evidence and clear fund usage.

Submission readiness

  • Recent bank turnover evidence
  • Defined use of funds tied to growth
  • Management and registration records ready

Funding parameters

Configured limits and tenor.

The loan range and repayment term shown here reflect the latest product options available to customers.

Underwriting focus: Turnover trend, operating margins, and debt-service resilience.

Range$2,000.00 - $500,000.00
Tenor12 to 84 months